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How to Shop for Your First Home

Posted by VIP Realty on Friday, July 22nd, 2011 at 8:57pm.

Shopping for your first home will likely be both an exciting and overwhelming endeavor. After all, making the biggest purchase you will likely ever make is bound to come with its share of worries! However, if you break down the process of searching for your first home into manageable parts you can accomplish the goal of finding your first home without too much anxiety and stress. Here’s how to get started:

  • Get pre-approved – The very first thing on every buyer’s list should be getting preapproved for a mortgage for a property. A preapproval for a mortgage is a very important first step, as it provides the buyer with the information necessary to move forward with the buying process. It allows the buyer to understand whether they have the credit to purchase a home and, it allows the buyer to understand how much home they can afford. In short, doing anything before getting preapproved for a mortgage would be a mistake.
  • Get a great realtor – After you have a mortgage preapproval in hand from your lender, now is the time to shop for a realtor. A good realtor will have the knowledge and experience necessary to guide you toward your first New Braunfels home purchase and will also educate you about purchasing your first home.
  • Make a list of wants and needs, and bring it with you – Your realtor will likely ask you many questions regarding the type of home for which you are looking, but it still pays to bring a list along with you; one that you can use when looking at homes. If you have a list in hand of wants and needs, you can better stay on task and focus when home searching.
  • Don’t overdo it on any given day – It may seem like a good idea to view as many houses as possible on any given day, but the reality is that doing so will only create confusion and wear you out. Therefore, it is best to keep the number of homes you look at each day to a minimum – say, four or five – so you can really focus on the homes and decide which one is right for you.

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