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Mortgage

Found 2 blog entries about Mortgage.

Before you begin looking at homes in your neighborhood or dreaming about the lovely Cape Cod on the corner, you must first find out whether owning a home is realistic at this point in your life. And to do this, you need to talk to a professional and get yourself preapproved for a home loan. A mortgage preapproval, which is done through a lender, is like a green light for buying your first home. It will determine whether your credit and income are sufficient for obtaining a home loan, and it will provide you with an accurate amount for which you can spend on a home. In short, a mortgage preapproval will arm you with the information you need to purchase a home. A mortgage preapproval, in addition to providing you with the information necessary for

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One of the first things every buyer should do when purchasing a new Bexar County home is to check on their credit. Before you even begin the process of applying for a home loan, you should request a copy of your credit report from all three credit reporting agencies: TransUnion, Experian and Equifax. It is important to obtain your credit report from each credit agency, as information contained in each of these reports may differ.

Once you have ordered copies of your credit report, make it a point to read through them carefully and thoroughly and to correct any mistakes or discrepancies. Also located on each credit report is your credit score. Generally, a good credit score is anything over 700; however, what do you do when your credit score falls short

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