If you are one of the thousands of families who have moved to San Antonio in recent years, you no doubt are not new to the process of relocation. In order to ensure a smooth, relatively seamless transition, it is important to create a timeline and to get help from San Antonio military relocation experts like VIP Realty.

VIP Realty, San Antonio military relocation experts, can help you find a new home in San Antonio and make your move to San Antonio easier for both you and your family.
Along with the help of San Antonio military relocation experts like VIP Realty, here is your timeline for planning your military move:

• Confirm the dates of your move and the first day you are to report to your position. Then create a calendar with your family to start the planning process.

• Contact a local real estate agent to put your home on the market and contact a trusted realtor in San Antonio, like VIP Realty, to begin your home search in San Antonio. Then, schedule a trip to San Antonio to begin house hunting.

• While you are in San Antonio, take the time to look at schools and recreational activities for you and your family. If you can’t bring your family with you on your trip to San Antonio, take your camera along and take many pictures to keep your family in the loop.

• About two months before your move, begin preparing a comprehensive list of everyone you will need to contact regarding your move. Everything from your newspaper delivery service and creditors to friends and family will need to be notified of your move.

• Stop by your local post office to pick up a mover’s guide and change-of-address forms.

• With the help of your family, start making decisions regarding what can go and what will go with you. If you have the time, hold a yard sale. Begin packing things you don’t need right now so that the packing process will not be overwhelming for everyone.

• Once you have found a new home in San Antonio, contact your children’s school to have all records transferred to their new school. Contact the new school and get them registered. In addition, contact their physician and have their records transferred to a new physician in San Antonio.

Mortgage brokers are jumping ship left and right today, as lending institutions everywhere have tightened their purse strings, and no longer offering those easy to achieve sub prime loans. In Houston currently many home loan specialists are going to back to school for new career paths in order to make a living. In San Antonio, the real estate market is staying with its huge military base of homebuyers. With Fort Sam Houston, plus Lackland, and Randolph air force bases teaming with support personnel looking to purchase single-family homes, the VA mortgage options for San Antonio homebuyers is a thriving industry.

Whether they are still serving their country, are veterans, or retired there is a VA mortgage to fit a service person’s needs in the housing market. Actually with the guarantee of the government behind each home loan, this is probably the majority of home mortgages being approved currently. There are several real estate firms that work closely with all branches of the military, and have many resource on speed dial to help in gaining a first time buyers, or even a VA home refinance loan.

Military service persons on active duty, and have a modicum of rank (E5 and above), have a handsome BAH allowance each month, and can easily make a mortgage payment with a little money left over for incidentals. This is a perfect time to start making a permanent home for one’s self prior to retirement, or opting of the service to work in the private sector. The interest rates are never going to get better than they are currently, and since it is a buyers market, it is like the perfect storm for someone wanting to finally own a home.

A VA loan does not give a person a pass on bad credit, and if there are past due bills, or writes off on the applicants credit file, then they will need to be taken care of prior to applying. Having hardcopy, proof in hand that these old bills have been taken care of will trump the credit report any day of the week. Be warned, honesty is the only policy when applying for any type of credit today. After the fraudulent mortgage fallout, government backed lenders are prosecuting fraud cases to the fullest existent the law will allow.

VA loans are a great benefit after having served your country, but they should not be taken lightly, as they are a privilege and not a right

The armed forces are constantly moving their personnel all over the globe, and that means uprooting their immediate family and moving them as well. Fortunately, over the years Realtors in each community has hosts a military post have become familiar with how the Army, Navy, Marine, and Air Force handle the housing needs of their single and married service members. All family’s have ample time to prepare for their next move, but many are not aware of the real estate professionals that can help smooth out the entire process, and help them find a rental home, or apartment that fits their current B.A.H. (basic allowance for housing rates).

Many service members do not realize their entire benefit package while serving their country, never even know that they can actually own a home in their posted city or town, instead of just giving all their money to a landlord. He or she can actually be approved for a VA loan. Usually a non-commissioned officer of E5 or higher will have an allowance that will more than cover a single family home mortgage with a little to spare. If both spouses are currently in active duty status their housing allowance almost doubles, and will help take of other monthly expenses, like utilities, landscaping, and other incidentals that comes with being a homeowner.

The key is to start contacting military relocation experts as soon as the orders come down for the next deployment or transfer. The rental market is not quite a buyer’s market as people seeking to actually purchase their own home, and it is imperative to give your agent as much time as possible to find the home or apartment that is a good fit for you and your whole family. They will scan the local MLS listings for your living requirements, as well as their own in house inventory of properties available to choose from that their agents have posted.

The can send you new listings as they become available, and if possible you and your spouse can plan one or more day or weekend trips to the new area to tour the properties that have been suggested by your real estate firm representing you.

This of course is all contingent of having a good credit score, and history, plus an impeccable rental history. Recently One of the three major credit report bureaus has started including consumer rental history as a part of creating more value for the reports that they sell. Be open and completely honest with an agent before trying to engage their services. This will prevent wasting the time of everyone concerned.